2026 federal, state & FICA figures · all 50 states
Hourly to Salary Calculator
Turn your hourly wage into an annual salary in seconds — yearly, monthly, bi-weekly and weekly — then see your real take-home pay after taxes in any state.
52 = paid time off. Lower it for unpaid weeks.
Your annual salary equivalent
$52,000
$25.00/hour at 40 hours a week for 52 weeks is $52,000 a year before tax — about $4,333 a month gross.
Annual
$52,000
40 h/wk × 52 wks
Monthly
$4,333
12 months
Semi-monthly
$2,167
twice a month
Bi-weekly
$2,000
every 2 weeks
Weekly
$1,000
40 hours
Daily
$200
5-day week
Gross pay is simply wage × hours × weeks. The standard full-time year is 40 hours × 52 weeks = 2,080 hours. Set weeks below 52 to model unpaid time off. Overtime (over 40 hours/week is typically paid at 1.5×) is not auto-applied — enter your blended average hours. Take-home uses 2026 IRS Rev. Proc. 2025-32 federal brackets, FICA and 2026 state rates; it's an estimate of annual tax, not exact paycheck withholding. General information, not tax advice.
How to convert hourly pay to a salary
The math is simple: hourly rate × hours per week × weeks per year. The standard full-time assumption is 40 hours a week for 52 weeks — 2,080 hoursa year — so a $25/hour job annualizes to $52,000. This calculator does that instantly and also breaks it into monthly, semi-monthly, bi-weekly, weekly and daily figures, because how often you're paid changes what each cheque looks like even though the annual total is the same. Adjust the hours and weeks to match your real schedule, including any unpaid time off.
A useful mental shortcut for a standard 40-hour week: double the hourly rate and add three zeros. $15/hr ≈ $30,000, $30/hr ≈ $60,000, $50/hr ≈ $100,000. It works because 40 × 52 = 2,080, which is close to 2,000. For an exact number — especially with overtime, part-time hours or unpaid weeks — use the fields above rather than the shortcut.
Paid vs unpaid time off: why weeks matter
Whether you use 52 weeks or fewer depends on whether your time off is paid. Salaried employees and many hourly workers keep getting paid during holidays and vacation, so the full 52 weeks count. But an hourly worker who takes unpaid leave earns nothing those weeks — someone at $25/hour who takes two unpaid weeks works 50 weeks and earns $50,000, not $52,000. The weeks field above lets you model this precisely, which matters most for contractors, gig workers and anyone without paid leave.
Gross salary is only half the story
Converting hourly to salary gives you a gross number — before any tax. What you actually keep is your take-home pay, after federal income tax, state income tax (in the 41 states that levy it) and FICA — the 7.65% that funds Social Security and Medicare. Depending on income and state, take-home is usually 68–85% of gross. The take-home toggle above applies 2026 federal brackets, FICA and your state's 2026 rates to show your real annual and monthly net — and your net hourly rate, the wage after tax. For the complete state-by-state view and a side-by-side state comparison, use the paycheck calculator.
Comparing an hourly offer to a salaried one
When you weigh an hourly or contract role against a salaried job, annualize the hourly rate first — then compare take-home, not headline pay. Watch two things. First, hours: a salaried job that expects 50-hour weeks has a lower true hourly rate than its annual number suggests (divide salary by your real annual hours to see it). Second, benefits and self-employment tax: a 1099 contract at $60/hour isn't equal to a $120,000 salary, because contractors pay both halves of FICA and buy their own benefits — our W-2 vs 1099 calculator shows the break-even rate.
Worked example: $30 an hour, full-time
Annual gross. $30/hour × 40 hours × 52 weeks = $62,400 a year, or about $5,200 a month, $2,400 bi-weekly and $1,200 a week.
Take-home in Texas (single). Taxable income after the $16,100 standard deduction is $46,300, giving federal tax of about $5,308. FICA is 7.65% of $62,400 = $4,774. With no Texas state tax, total tax ≈ $10,082, so take-home is about $52,318 a year — roughly $4,360 a month. That's a net hourly rate of about $25.15, not $30.
The lesson. Your headline hourly rate and your real take-home hourly rate can differ by $5 or more an hour once taxes come out — and by more again in a high-tax state. Always annualize, then check the after-tax number. Change the rate, hours or state above and everything recomputes instantly.
Frequently asked questions
How do I convert my hourly wage to an annual salary?
Multiply your hourly rate by the hours you work per week, then by the weeks you work per year. The standard full-time assumption is 40 hours a week for 52 weeks — 2,080 hours — so $25 an hour becomes $25 × 2,080 = $52,000 a year. A quick shortcut: for a 40-hour week, double your hourly rate and add three zeros (roughly), so $30/hr ≈ $60,000. Enter your real hours and weeks above for an exact figure, including unpaid time off.
What is $20 an hour annually?
At 40 hours a week for all 52 weeks, $20 an hour is $41,600 a year before tax — about $3,467 a month gross. After federal tax and FICA, take-home is roughly $35,000–$36,000 in a no-income-tax state, or about $2,900–$3,000 a month. If you take two unpaid weeks off (50 weeks worked), the annual figure drops to $40,000. Use the take-home toggle above to see the after-tax number for your state.
How many work hours are in a year?
A standard full-time year is 2,080 hours — 40 hours a week times 52 weeks. That figure usually includes paid holidays and paid vacation, since salaried pay continues through them. If you're paid hourly and take unpaid time off, subtract those weeks: 40 hours × 50 weeks is 2,000 hours, for example. Part-time and overtime schedules change the total, which is why this calculator lets you set both hours per week and weeks per year.
Is take-home pay the same as my salary?
No. Your salary (or annualized hourly pay) is gross — before taxes. Take-home pay is what lands in your bank after federal income tax, state income tax where it applies, and FICA (Social Security and Medicare, about 7.65%). Depending on your income and state, take-home is typically 68–85% of gross. That's why converting hourly to salary is only half the picture — the take-home toggle above shows what you actually keep, and our paycheck calculator breaks it down state by state.
How do I convert salary back to an hourly rate?
Divide your annual salary by the hours you work in a year. For a standard 2,080-hour year, divide by 2,080: a $60,000 salary is about $28.85 an hour ($60,000 ÷ 2,080). If you work more or fewer hours, divide by your actual annual hours instead. This matters when comparing a salaried offer to hourly or contract work — a salaried job with long hours can have a lower true hourly rate than it appears.
Should I use 52 weeks or fewer to calculate my salary?
Use 52 weeks if your time off is paid (as with most salaried and many hourly jobs) — your pay continues during vacation, so the full year counts. Use fewer weeks only if some of your time off is unpaid: an hourly worker who takes two unpaid weeks should enter 50. The difference is real money — dropping from 52 to 50 weeks on a $25/hr, 40-hour schedule cuts the annual figure from $52,000 to $50,000.
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