Money Guides
Finance knowledge that actually answers the question
Plain-English explainers on the money decisions that matter — taxes, salary, investing and more. Evergreen, fact-checked against official sources, and built around real numbers. New guide most days.
NRI
Do NRIs Have to File ITR in India? 2026 Residential-Status Rules
You're not an NRI just because you live abroad — it's about your days in India. And you can be forced to file even with zero tax due. Find out if you must file, in 60 seconds.
June 25, 2026 · 8 min read
INDIA FINANCE
F&O & Intraday Trading Tax in ITR 2026: Audit, Losses & the Filing Trap
91% of F&O traders lose money — then skip filing and forfeit years of loss set-off. F&O is business income (ITR-3), and the tax audit you're scared of usually doesn't apply. The accurate guide.
June 25, 2026 · 9 min read
INDIA FINANCE
AIS vs Form 26AS vs Form 16: Reconcile Before You File (2026)
Knowing the difference won't save you a rupee — reconciling them will. What each document shows, how to match them in three steps, and exactly how to fix a mismatch before it costs you a notice.
June 24, 2026 · 7 min read
INDIA FINANCE
How to Report US RSUs & ESOPs in Your Indian ITR (2026)
Vesting is taxed as salary, the sale as capital gains — and the part that triggers a ₹10 lakh penalty isn't tax at all. It's the foreign-asset disclosure most people miss. The full filing walkthrough.
June 24, 2026 · 9 min read
NRI
NRI ITR Filing 2026: Use ITR-2 Not ITR-1 — and Claim Your TDS Refund
File ITR-1 as an NRI and your return is rejected as defective. The right form is ITR-2 — and the flat TDS cut from your rent, dividends or property sale is usually far more than you owe. Here's how to claim every rupee back.
June 24, 2026 · 8 min read
INDIA FINANCE
Freelancer ITR 2026: Declare Half Your Income with 44ADA — and Sometimes Pay Zero
Section 44ADA lets freelancers declare just 50% of receipts, skip the books, and file ITR-4 — with a ₹24 lakh sweet spot where tax is zero. The full filing walkthrough.
June 24, 2026 · 7 min read
INDIA FINANCE
Crypto Tax in ITR 2026: How to Fill Schedule VDA Step by Step (Without a Notice)
Flat 30%, the 1% TDS to claim back, and the three traps — wasted losses, taxable swaps, and foreign-wallet Schedule FA — that get crypto returns flagged. The full filing walkthrough.
June 24, 2026 · 7 min read
INDIA FINANCE
Capital Gains in ITR 2026: The New Rates, the Right Form, and the Property Choice Everyone Misses
New 12.5%/20% rates, indexation mostly gone, and one form mistake that freezes your refund. How to report equity, property and gold gains in ITR 2026 — the right way.
June 24, 2026 · 7 min read
INDIA FINANCE
How to Buy Gold in India in 2026: Physical, Digital, ETF or Bond — Which One Actually Wins
The gold rate you see isn't the price you pay. The real cost, GST and 2026 tax of every way to buy gold — and the one form that quietly beats the rest.
June 16, 2026 · 7 min read
INDIA FINANCE
Filing ITR in 2026? Most Salaried People Are About to Pick the Wrong Form
The easy form isn't always yours, and your deadline may not be July 31. Answer 4 quick questions to find your exact ITR form — ITR-1, 2, 3 or 4 — for AY 2026-27.
June 16, 2026 · 6 min read